Before starting your building process, take the following into consideration:
- Always be realistic of what you can afford;
- Plan everything in as much detail as possible;
- Construction can’t begin until the stand has been registered in your name, the building plans been approved by the Local Authority and Home Owners (if building in a Security Estate), your loan been approved and lastly that the NHBRC enrolment has been done;
- Get a comprehensive cost analysis from a respected and registered Builder;
- Work closely with the Project Manager and ask for a Project Planning Schedule to ensure that all decisions (especially on the final finishes) is made in time;
- With occupation and / or final payment of your new home make sure that you receive all necessary certificates (g. engineer, roof, electrical, plumbing, glass, occupation, etc);
Whether you want to create a new home through a Builder that meets your specific needs or you want to save money by building your own home, there are a few important things to consider. When starting from scratch in finding a suitable piece of land might be time-consuming unless you know what you are looking for. Here are a few things to consider:
- Make sure the stand’s size & shape is suitable for your lifestyle. It should complement the design you want as well as later improvements;
- Make sure that the general aspect of the stand suit your plan. North facing is the ideal but there may be a spectacular view to one of the other sides that you would like to enjoy from your entertainment room for example.
- Make sure of the level of your stand. Remember that the steeper the slope, the more expensive foundations, excavations and / or earth retaining walls might be.
- Evaluate the direction in which the prevailing winds blow, and is your stand protected from these elements?
- Make sure of the soil conditions. Different soil conditions might entail a specific type of foundation which might be more expensive than a standard foundation.
- Make sure that there is suitable access to the site especially for the delivery of building materials;
- Make sure that all the necessary service (water, electricity, sewage disposal, telephones and refuse removal) are available.
- Make sure there is no building restrictions or servitudes on your stand.
- Evaluate the time limit in which you must build.
Once your building plans has been approved by the Local City Council they are valid for a year, after a year the plans needs to be re-submitted for approval, which will entail extra costs. Most Security Estates in the Pretoria area has a 1 to 2 year time limit on construction.
Finally make sure that you consider all the options and gather as much information as possible about the stand you are considering, before making a final decision to sign the Offer to Purchase.
Points to consider for any respective Home Owner before the Building Process get started:
- Purchase price of the stand;
- Bond registration costs;
- Registration of title deed;
- Transfer fees;
- Other fees (e.g. valuation fee, processing fee, cancellation fee, interim interest, etc)
- Architectural drawings;
- Local Authority fees;
- Building costs & escalation;
- Removal expenses;
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